The key differences between the "rich dad" and "poor dad" approaches to money management lie in their attitudes towards fear, education, and investment. The rich dad emphasizes managing fear, acquiring financial education beyond traditional schooling, and leveraging investments for wealth accumulation. In contrast, the poor dad focuses on job security, conventional employment, and a linear approach to earning income. Additionally, the rich dad advocates for taking risks and embracing opportunities for growth, while the poor dad tends to prioritize stability and caution in financial decisions. Ultimately, the contrasting mindsets of these two figures shape their respective approaches to money management and wealth building.